Index
FDCPA: Harassment or Abuse
Summary
Debt collectors are prohibited from engaging in any conduct the natural consequence of which is to harass, oppress, or abuse any person.
Rights & Rules
- 01.You have the right to be free from threats of violence or harm.
- 02.You have the right to not be subjected to profane or obscene language.
- 03.You have the right to stop a collector from calling you repeatedly to annoy you.
Penalties
- 01.Statutory damages up to $1,000.
- 02.Actual damages (emotional distress, lost wages).
- 03.Reasonable attorney's fees and court costs.
Verified Citations
15 U.S.C. § 1692d
Source"A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt."