Index
State LawFlorida

Florida Consumer Collection Practices Act (FCCPA)

Summary

Provides broader protections than the federal FDCPA, specifically regarding employer contact.

Rights & Rules

  • 01.
    Collectors cannot contact your employer unless they have a judgment against you.
  • 02.
    Collectors cannot communicate with you between 9 PM and 8 AM in your time zone.

Penalties

  • 01.
    Actual damages.
  • 02.
    Statutory damages up to $1,000.
  • 03.
    Punitive damages at the court's discretion.

Verified Citations

Fla. Stat. § 559.72

Source
"In collecting consumer debts, no person shall: contact the debtor's employer prior to obtaining final judgment against the debtor."