Index

Massachusetts Debt Collection Regulations

Summary

Strict limits on the number of times a collector can call a consumer in a single week.

Rights & Rules

  • 01.
    A collector cannot call you more than twice in a seven-day period for each debt.
  • 02.
    A collector cannot call you more than twice in a thirty-day period at a place other than your residence.

Penalties

  • 01.
    Fines by the Division of Banks.
  • 02.
    Private right of action under Chapter 93A (Consumer Protection Act).

Verified Citations

209 CMR 18.17

Source
"It shall constitute an unfair or deceptive act or practice... to cause a telephone to ring or engage any person in telephone conversation with such frequency as to be unreasonable."