Index
Massachusetts Universal Healthcare (Romneycare)
Summary
Passed in 2006, this was the model for the federal Affordable Care Act (Obamacare). It requires nearly all Massachusetts residents to have health insurance or face a tax penalty.
Rights & Rules
- 01.If you are a resident over 18, you are legally required to carry health insurance that meets the state's Minimum Creditable Coverage (MCC) standards.
- 02.If your employer does not provide insurance, you can buy it through the state exchange (the Health Connector).
- 03.If your income is below a certain level, the state will heavily subsidize the cost of your insurance (MassHealth/ConnectorCare).
- 04.Employers with 11 or more full-time equivalent employees must offer a health insurance plan or pay a 'fair share' contribution to the state.
Penalties
- 01.If you can afford insurance but choose not to buy it, you will be hit with a tax penalty on your state income tax return (up to roughly $2,000 per year depending on income).
Verified Citations
Massachusetts General Laws Chapter 111M
Source"Each resident of the commonwealth who has attained age 18 shall obtain and maintain creditable coverage so long as it is deemed affordable..."