Index
Traffic LawMichigan, USA

Michigan No-Fault Insurance Reform

Summary

Mandates that every driver carry auto insurance that pays for medical expenses regardless of who caused the accident, while allowing drivers to choose different levels of coverage.

Rights & Rules

  • 01.
    Right to choose a Personal Injury Protection (PIP) coverage level that fits your budget
  • 02.
    Right to claim benefits from your own insurance company immediately after an accident
  • 03.
    Right to sue an at-fault driver for 'pain and suffering' in cases of serious injury

Penalties

  • 01.
    Misdemeanor charge for driving without insurance
  • 02.
    Fine of up to $500 and/or one year in jail for lack of insurance
  • 03.
    Ineligibility for 'no-fault' benefits if you are the owner of an uninsured vehicle involved in an accident

Verified Citations

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