Index
Traffic LawMichigan, USA

Michigan No-Fault Insurance Law

Summary

Michigan requires every vehicle owner to purchase no-fault automobile insurance, which pays for medical expenses regardless of who caused the accident.

Rights & Rules

  • 01.
    You are entitled to medical benefits even if you were 100% at fault for the accident.
  • 02.
    You have the right to choose different levels of Personal Injury Protection (PIP) coverage.
  • 03.
    You can sue for 'pain and suffering' only if the injuries meet a specific threshold of severity.

Penalties

  • 01.
    Misdemeanor charge for driving without insurance.
  • 02.
    Fine of up to $500 and up to 1 year in jail.
  • 03.
    Suspension of driver's license and vehicle registration.

Verified Citations

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