Index
West Virginia Consumer Credit and Protection Act (WVCCPA)
Summary
One of the most consumer-friendly laws in the nation, offering high statutory penalties for harassment.
Rights & Rules
- 01.You have the right to sue for each individual harassing phone call received.
- 02.Collectors must stop calling once you are represented by an attorney.
Penalties
- 01.Adjusted statutory penalties (inflation-indexed) frequently exceeding $1,000 per violation.
- 02.Full cancellation of the debt in certain circumstances.
Verified Citations
W. Va. Code § 46A-2-125
Source"No debt collector shall unreasonably oppress or abuse any person in connection with the collection of or attempt to collect any claim."