Index
State LawCalifornia

California Rosenthal Fair Debt Collection Practices Act

Summary

Expands federal FDCPA protections to include original creditors, not just third-party agencies.

Rights & Rules

  • 01.
    Original creditors (like your bank) must follow many of the same rules as collection agencies.
  • 02.
    You are protected against false representations by the person who originally lent you money.

Penalties

  • 01.
    Actual damages.
  • 02.
    Statutory penalties between $100 and $1,000 per violation.

Verified Citations

Cal. Civ. Code § 1788

Source
"It is the purpose of this title to prohibit debt collectors from engaging in unfair or deceptive acts or practices."