Index
Consumer ProtectionUnited States

Fair Credit Reporting Act (FCRA)

Summary

Regulates the collection, dissemination, and use of consumer information, including consumer credit information.

Rights & Rules

  • 01.
    Right to know what is in your credit file
  • 02.
    Right to dispute incomplete or inaccurate information
  • 03.
    Right to be told if information in your file has been used against you

Penalties

  • 01.
    Actual damages
  • 02.
    Punitive damages for willful noncompliance
  • 03.
    Attorney's fees and costs

Verified Citations

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