Index
Fair Debt Collection Practices Act (FDCPA)
Summary
Prohibits debt collectors from using abusive, unfair, or deceptive practices to collect debts from consumers.
Rights & Rules
- 01.The right to request that a debt collector stop contacting you.
- 02.The right to receive a 'validation notice' telling you how much money you owe.
- 03.The right to sue for harassment or false statements made by collectors.
Penalties
- 01.Actual damages for emotional distress or physical symptoms.
- 02.Statutory damages up to $1,000.
- 03.Payment of the consumer's attorney's fees.
Verified Citations
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