Fair Credit Reporting Act (FCRA)
The FCRA regulates how consumer reporting agencies use, collect, and share personal information in consumer reports.
United States (Federal)
Laws available for this jurisdiction in plain English.
DirectoryConsumer Credit Lending & Finance Debt Collection Family Law Small Business Regulation Landlord-Tenant Law Intellectual Property Intellectual Property Intellectual Property Intellectual Property Small Business Regulation Small Business Regulation Small Business Regulation Small Business Regulation Federal - Commercial Federal - Recreational Federal - Equipment Federal - Registration Federal - Safety Data Privacy Data Privacy Family Law Small Business Regulation Family Law Digital Privacy Financial Privacy Product Standards Consumer Credit & Privacy Debt Collection Product Warranties Consumer Credit Online Privacy Telemarketing Intellectual Property Intellectual Property Intellectual Property Intellectual Property Intellectual Property Intellectual Property Employment Law Employment Law Employment Law Family Law Consumer Protection Consumer Protection Consumer Protection Consumer Protection Consumer Protection Consumer Protection Consumer Protection Consumer Protection Consumer Protection Consumer Protection Consumer Protection Health Data Privacy Data Privacy Data Privacy Telemarketing Consumer Privacy & Finance Financial Protection Debt Collection Employment Law Employment Law Employment Law Family Law Employment / Family Law Family Law Employment Law Employment Law Employment Law Employment Law Employment Law Employment Law Landlord-Tenant Law Marketing and Privacy Product Warranties Consumer Finance Electronic Marketing Copyright Trade Secrets Patents Copyright Copyright / Moral Rights Child Welfare Adoption Child Support Consumer Protection Consumer Protection Consumer Protection Consumer Protection Consumer Protection Consumer Protection Family Law Family Law Consumer Protection Consumer Protection Consumer Protection Consumer Protection
Truth in Lending Act (TILA)
TILA requires lenders to provide clear and standard disclosures about the costs and terms of credit.
Fair Debt Collection Practices Act (FDCPA)
This law prohibits debt collectors from using abusive, unfair, or deceptive practices to collect debts.
Parental Kidnapping Prevention Act (PKPA)
A federal law requiring states to honor and enforce child custody determinations made by courts in other states.
Americans with Disabilities Act of 1990 (ADA)
Prohibits discrimination against individuals with disabilities in employment, public services, public accommodations, and other areas.
Fair Housing Act (FHA)
Prohibits discrimination in the sale, rental, and financing of dwellings based on race, color, religion, sex, familial status, or national origin.
Copyright Act of 1976
Grants creators of original works exclusive rights to reproduce, distribute, perform, display, and create derivative works for a limited time.
Patent Act (Title 35 U.S. Code)
Provides inventors with exclusive rights to their novel, non-obvious, and useful inventions for a limited period, typically 20 years.
Lanham Act (Trademark Act of 1946)
Governs federal trademark law, protecting brand names, logos, and slogans used in commerce to distinguish goods and services.
Defend Trade Secrets Act of 2016 (DTSA)
Establishes a federal cause of action for the misappropriation of trade secrets, allowing trade secret owners to sue in federal court.
Small Business Act (15 U.S.C. Chapter 14A)
Establishes the Small Business Administration (SBA) and provides programs, policies, and assistance for small businesses.
Children's Online Privacy Protection Act (COPPA)
Imposes requirements on operators of commercial websites and online services directed to children under 13 or that knowingly collect information from them.
CAN-SPAM Act of 2003
Sets rules for commercial email, giving recipients the right to stop receiving unwanted emails, and outlines penalties for violations.
Family and Medical Leave Act of 1993 (FMLA)
Requires covered employers to provide eligible employees with job-protected, unpaid leave for qualified medical and family reasons.
14 CFR Part 107: Small Unmanned Aircraft Systems
The primary regulatory framework for operating commercial drones weighing less than 55 pounds in the U.S.
49 U.S.C. § 44809: Exception for Limited Recreational Operations
Allows recreational drone pilots to fly without a commercial license provided they follow specific safety guidelines.
14 CFR Part 89: Remote Identification of Unmanned Aircraft
Mandates that drones must broadcast identification and location information while in flight.
14 CFR Part 48: Registration and Marking Requirements
Requires all drones over 0.55 lbs to be registered with the FAA and marked with a registration number.
14 CFR § 107.39: Operation Over Human Beings
Restricts flying drones directly over people unless the drone meets specific safety/weight categories.
Health Insurance Portability and Accountability Act (HIPAA)
A federal law that required the creation of national standards to protect sensitive patient health information from being disclosed without the patient's consent or knowledge.
Children's Online Privacy Protection Act (COPPA)
Imposes requirements on operators of websites or online services directed to children under 13 years of age regarding the collection of personal information.
Child Support Recovery Act (CSRA)
A federal law that makes it a crime to willfully fail to pay child support for a child living in another state. Key Terms: 1. Arrearage (the total amount of past-due child support), 2. Willful Failure (choosing not to pay despite having the financial ability to do so), 3. Obligor (the person who is legally required to pay support).
Fair Labor Standards Act (FLSA)
Establishes minimum wage, overtime pay, recordkeeping, and child labor standards for most private and public sector employees.
Marriage Equality Rights (Obergefell v. Hodges)
Guarantees the fundamental right to marry to same-sex couples on the same terms and conditions as opposite-sex couples.
CAN-SPAM Act of 2003
Establishes requirements for commercial messages, gives recipients the right to have you stop emailing them, and spells out tough penalties for violations.
Fair Credit Reporting Act (FCRA)
Regulates the collection, dissemination, and use of consumer information, including consumer credit information.
Magnuson-Moss Warranty Act
Requires manufacturers and sellers of consumer products to provide consumers with detailed information about warranty coverage.
Fair Credit Reporting Act (FCRA)
A federal law that regulates the collection of consumer credit information and access to your credit reports to ensure fairness, accuracy, and privacy.
Fair Debt Collection Practices Act (FDCPA)
This law prohibits debt collectors from using abusive, deceptive, or unfair practices to collect debts from consumers.
Magnuson-Moss Warranty Act
The federal 'lemon law' that governs warranties on consumer products, ensuring they are transparent and easy to understand.
Truth in Lending Act (TILA)
A law designed to promote the informed use of consumer credit by requiring disclosures about its terms and cost.
Children's Online Privacy Protection Act (COPPA)
Regulates how online services and websites collect and use personal information from children under the age of 13.
Telephone Consumer Protection Act (TCPA)
The TCPA limits telemarketing calls and the use of automatic dialing systems and artificial voices.
United States Patent Act
Provides the legal framework for the granting and enforcement of patents for new and useful inventions.
The Lanham Act (Trademark Act of 1946)
The primary federal law in the US that governs trademarks, service marks, and unfair competition.
Digital Millennium Copyright Act (DMCA)
Addresses copyright issues in the digital age, including digital rights management and internet service provider liability.
Defend Trade Secrets Act (DTSA)
Created a federal cause of action for trade secret misappropriation, allowing owners to sue in federal court.
Plant Variety Protection Act (PVPA)
Provides patent-like protection to breeders of new, distinct, uniform, and stable plant varieties.
Semiconductor Chip Protection Act of 1984
Provides specialized protection for the layout designs (mask works) of integrated circuits.
Fair Labor Standards Act (FLSA)
A federal law that establishes minimum wage, overtime pay eligibility, recordkeeping, and child labor standards for full-time and part-time workers.
Family and Medical Leave Act (FMLA)
Provides eligible employees with up to 12 weeks of unpaid, job-protected leave per year for specific family and medical reasons.
Title VII of the Civil Rights Act of 1964
Prohibits employers from discriminating against employees or job applicants on the basis of race, color, religion, sex, or national origin.
Adoption and Safe Families Act (ASFA)
A federal law that prioritizes the health and safety of children in the foster care system and mandates timelines for permanency planning.
Fair Credit Reporting Act (FCRA)
Regulates how consumer reporting agencies use your information and ensures the accuracy and privacy of credit reports.
Truth in Lending Act (TILA)
Promotes the informed use of consumer credit by requiring disclosures about its terms and cost.
Fair Debt Collection Practices Act (FDCPA)
Eliminates abusive debt collection practices by debt collectors and provides consumers with a means for challenging debt payoffs.
Telephone Consumer Protection Act (TCPA)
Restricts telemarketing calls and the use of automated telephone equipment like robocalls and autodialers.
Consumer Product Safety Act (CPSA)
Gives the government the power to develop safety standards and pursue recalls for products that present unreasonable risks of injury.
Federal Trade Commission Act Section 5
Prohibits businesses from engaging in unfair or misleading practices that harm consumers or competition.
Fair Credit Reporting Act (FCRA)
Regulates how credit reporting agencies collect and share consumer information to ensure accuracy and privacy.
Truth in Lending Act (TILA)
Ensures consumers are fully informed about the costs and terms of credit before entering into a loan agreement.
Telephone Consumer Protection Act (TCPA)
Restricts telemarketing, robocalls, and the use of automated telephone equipment to protect consumer privacy.
Fair Debt Collection Practices Act (FDCPA)
Prevents third-party debt collectors from using abusive, deceptive, or unfair tactics to collect debts.
Children's Online Privacy Protection Act (COPPA)
Places parents in control over what information is collected online from their children under the age of 13.
HIPAA Privacy Rule
Establishes national standards to protect individuals' medical records and other personal health information held by covered entities.
Children's Online Privacy Protection Act (COPPA)
Regulates the collection of personal information from children under the age of 13 by operators of websites and online services.
Children's Online Privacy Protection Act (COPPA)
Imposes requirements on operators of websites or online services directed to children under 13 years of age regarding data collection.
Telephone Consumer Protection Act (TCPA)
Restricts telemarketing calls and the use of automated telephone dialing systems and artificial or prerecorded voice messages.
Fair Credit Reporting Act (FCRA)
Regulates the collection, dissemination, and use of consumer information, including consumer credit information.
Truth in Lending Act (TILA)
Requires lenders to provide standardized information so consumers can compare the costs of different loans and credit options.
Fair Debt Collection Practices Act (FDCPA)
Prohibits debt collectors from using abusive, unfair, or deceptive practices to collect debts from consumers.
Fair Labor Standards Act (FLSA)
Establishes minimum wage, overtime pay eligibility, recordkeeping, and child labor standards affecting full-time and part-time workers in the private sector and in Federal, State, and local governments.
Family and Medical Leave Act (FMLA)
Provides eligible employees with up to 12 weeks of unpaid, job-protected leave per year for specified family and medical reasons, while maintaining their group health insurance coverage.
Americans with Disabilities Act (ADA) Title I
Prohibits private employers, state and local governments, and labor unions from discriminating against qualified individuals with disabilities in job application procedures, hiring, firing, and advancement.
Parental Kidnapping Prevention Act (PKPA)
A federal law that requires states to honor child custody determinations made by courts in other states to prevent forum shopping and child snatching.
Family and Medical Leave Act (FMLA)
Provides eligible employees with up to 12 weeks of unpaid, job-protected leave per year for specific family and medical reasons.
Indian Child Welfare Act (ICWA)
Federal law that governs jurisdiction over the removal of Native American children from their families in foster care and adoption cases.
Fair Labor Standards Act (FLSA)
Establishes minimum wage, overtime pay eligibility, recordkeeping, and child labor standards affecting full-time and part-time workers in the private sector and in Federal, State, and local governments.
Family and Medical Leave Act (FMLA)
Provides certain employees with up to 12 weeks of unpaid, job-protected leave per year for specific family and medical reasons, while requiring group health benefits to be maintained.
Title VII of the Civil Rights Act of 1964
Prohibits employers from discriminating against employees on the basis of race, color, religion, sex, or national origin in all aspects of employment.
Occupational Safety and Health Act (OSHA)
Requires employers to provide a workplace free from recognized hazards that are causing or are likely to cause death or serious physical harm to employees.
Americans with Disabilities Act (ADA)
Prohibits private employers, state and local governments, and labor unions from discriminating against qualified individuals with disabilities in job applications and employment.
National Labor Relations Act (NLRA)
Protects the rights of employees to organize, form, join, or assist labor organizations and to bargain collectively through representatives of their own choosing.
Fair Housing Act
Prohibits discrimination in the sale, rental, and financing of dwellings based on race, color, religion, sex, familial status, or national origin.
Telephone Consumer Protection Act
Restricts telemarketing calls and the use of automated telephone equipment like autodialers and artificial voices.
Magnuson-Moss Warranty Act
Federal law that governs consumer product warranties and requires manufacturers to provide detailed information about warranty coverage.
Credit CARD Act of 2009
Establishes fair and transparent practices for consumer credit cards, limiting interest rate hikes and fee traps.
CAN-SPAM Act
Sets the rules for commercial email, establishes requirements for commercial messages, and gives recipients the right to have you stop emailing them.
Copyright Act of 1976
The primary law governing copyright in the U.S., protecting original works of authorship fixed in any tangible medium of expression.
Economic Espionage Act of 1996
A federal law that criminalizes the theft or misappropriation of trade secrets, particularly for the benefit of foreign governments or for commercial advantage.
Bayh-Dole Act
Allows universities, small businesses, and non-profits to retain ownership of inventions made under federally funded research programs.
Copyright Term Extension Act
Extended the duration of copyright protection in the U.S. by 20 years for both individual and corporate authors.
Visual Artists Rights Act (VARA)
Grants certain 'moral rights' to authors of visual art, allowing them to protect their reputation and the physical integrity of their works.
Adoption and Safe Families Act (ASFA)
Prioritizes the safety and health of children in foster care and requires states to move children toward permanent homes more quickly.
Multiethnic Placement Act (MEPA)
Prohibits child welfare agencies from delaying or denying the placement of a child for adoption or foster care on the basis of race, color, or national origin.
Child Support Recovery Act (CSRA)
Makes it a federal crime to willfully fail to pay past-due child support for a child living in a different state.
Federal Trade Commission Act - Section 5
Prohibits unfair methods of competition and unfair or deceptive acts or practices in or affecting commerce.
Magnuson-Moss Warranty Act
Governs warranties on consumer products, requiring they be easy to read and provide detailed information about coverage.
Consumer Product Safety Act
Establishes the Consumer Product Safety Commission (CPSC) and gives it the power to develop safety standards and pursue recalls for dangerous products.
CAN-SPAM Act
Sets rules for commercial email, establishes requirements for commercial messages, and gives recipients the right to stop them.
Credit CARD Act of 2009
Provides transparency in credit card rates and fees and limits how companies can increase interest rates.
Electronic Fund Transfer Act (EFTA)
Establishes the rights and liabilities of consumers as well as the responsibilities of all participants in electronic fund transfer systems.
Indian Child Welfare Act (ICWA)
Establishes federal standards for the removal and placement of Native American children in foster or adoptive homes to keep them connected to their culture.
Child Support Recovery Act (CSRA)
Makes it a federal crime to willfully fail to pay past-due child support obligations for a child living in another state.
Fair Credit Reporting Act (FCRA)
Regulates the collection, dissemination, and use of consumer information, including consumer credit information, to ensure fairness, accuracy, and privacy.
Fair Debt Collection Practices Act (FDCPA)
Prohibits debt collectors from using abusive, unfair, or deceptive practices to collect debts from consumers.
Children's Online Privacy Protection Act (COPPA)
Imposes requirements on operators of websites or online services directed to children under 13 years of age regarding the collection of personal information.
Health Insurance Portability and Accountability Act (HIPAA)
Protects the privacy and security of health information and grants patients rights over their medical records.