Index
Fair Debt Collection Practices Act (FDCPA)
Summary
A law designed to eliminate abusive, deceptive, and unfair debt collection practices by third-party collectors.
Rights & Rules
- 01.Right to stop collectors from calling at inconvenient times
- 02.Right to receive a written validation notice of the debt
- 03.Right to sue collectors for harassment or false claims
Penalties
- 01.Statutory damages up to $1,000 per proceeding
- 02.Actual damages for emotional distress or lost wages
- 03.Requirement for the collector to pay the consumer's attorney fees
Verified Citations
""
""