Index
Debt CollectionUnited States (Federal)

Fair Debt Collection Practices Act (FDCPA)

Summary

This law prohibits debt collectors from using abusive, unfair, or deceptive practices to collect debts.

Rights & Rules

  • 01.
    Right to request that a collector stop contacting you.
  • 02.
    Right to receive a written validation notice of the debt.
  • 03.
    Right to sue collectors for harassment or false statements.

Penalties

  • 01.
    Statutory damages up to $1,000.
  • 02.
    Payment of actual damages and legal fees.

Verified Citations

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