Index
Financial PrivacyUnited States (Federal)

Fair Credit Reporting Act (FCRA)

Summary

Regulates the collection, dissemination, and use of consumer information, including consumer credit information.

Rights & Rules

  • 01.
    Right to be told if information in your file has been used against you.
  • 02.
    Right to request and obtain all the information about you in the files of a consumer reporting agency.
  • 03.
    Right to dispute incomplete or inaccurate information.

Penalties

  • 01.
    Actual damages sustained by the consumer.
  • 02.
    Statutory damages between $100 and $1,000 per violation.
  • 03.
    Punitive damages and attorney's fees.

Verified Citations

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