Index
Consumer ProtectionUnited States

Fair Debt Collection Practices Act (FDCPA)

Summary

Prohibits debt collectors from using abusive, unfair, or deceptive practices to collect debts from consumers.

Rights & Rules

  • 01.
    The right to stop debt collectors from contacting you at inconvenient times.
  • 02.
    The right to stop harassment or threats.
  • 03.
    The right to dispute a debt in writing and receive verification.

Penalties

  • 01.
    Actual damages and statutory damages up to $1,000.
  • 02.
    Payment of the consumer's legal fees and costs.

Verified Citations

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