Index
State LawWashington

Washington Collection Agency Act (WCAA)

Summary

Prohibits adding excessive fees and regulates how agencies must identify themselves.

Rights & Rules

  • 01.
    Collectors cannot add interest or fees that exceed the original contract amount or state law.
  • 02.
    Collectors must include their license number in certain communications.

Penalties

  • 01.
    Violations constitute a 'per se' violation of the Consumer Protection Act.
  • 02.
    Treble (triple) damages up to $25,000.

Verified Citations

RCW 19.16.250

Source
"No licensee or employee of a licensee shall: Collect or attempt to collect any facilities, child support, or other charge or fee in excess of the actual debt."